Last Updated: April 26, 2026.
These Terms & Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and The Life and Times of Coleman Julius Hamilton (“Website,” “we,” “us,” or “our”) governing your access to and use of the Website, including any content, functionality, products, and services offered through or in connection with the Website.
BY ACCESSING, BROWSING, OR USING THE WEBSITE IN ANY MANNER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS IN THEIR ENTIRETY.
These Terms apply to all visitors, users, and others who access or use the Website, whether as a guest or otherwise, and apply to all interactions with the Website, including but not limited to browsing content, submitting comments, and purchasing digital or physical products.
IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE WEBSITE.
Your use of the Website is expressly conditioned upon your acceptance of these Terms, as well as any additional policies referenced herein, including but not limited to our Privacy Policy. These Terms are intended to be interpreted as broadly as permitted under applicable law, and any ambiguity shall not be construed against us by virtue of having drafted them.
1. Acceptance of Terms
By accessing, browsing, or otherwise using The Life and Times of Coleman Julius Hamilton (“Website,” “we,” “us,” or “our”), you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions, as well as all applicable laws and regulations. If you do not agree to these Terms in their entirety, you are expressly prohibited from using the Website and must discontinue use immediately.
2. Modification of Terms
We reserve the absolute and unilateral right, at any time and for any reason, to modify, update, or replace these Terms without prior notice. Your continued use of the Website following the posting of any changes constitutes your acceptance of those changes.
3. Eligibility
You represent and warrant that you are at least thirteen (13) years of age and possess the legal authority to enter into this agreement. We reserve the right to refuse access to the Website to any person at our sole discretion.
4. Permitted Use and Prohibited Conduct
You agree to use the Website only for lawful purposes and in a manner consistent with all applicable laws and regulations. You may not use the Website in any way that violates any law, infringes upon the rights of others, or interferes with the operation, security, or functionality of the Website. We retain sole and exclusive discretion to determine what constitutes a violation and reserve the right to take any action we deem appropriate.
5. User-Generated Content
Users may submit comments or other content. By submitting content, you grant us a perpetual, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, distribute, and display such content in any media. You waive any moral rights or claims of attribution. We reserve the unrestricted right to remove, edit, or refuse any content at any time, with or without cause, notice, or explanation.
6. Products and Services
The Website may offer digital products, physical goods, or other services. All offerings are subject to availability, and we reserve the right to modify, suspend, or discontinue any product or service at any time without notice. We further reserve the right to refuse or cancel any order for any reason, including but not limited to suspected fraud, pricing errors, or availability issues.
7. Payments and Billing
All payments are processed through third-party providers such as PayPal. By making a purchase, you agree to the terms and conditions of those providers and authorize all applicable charges. We disclaim all liability arising from errors, security breaches, or other issues occurring within third-party payment systems.
8. Refunds and Chargebacks
Refunds are issued solely at our discretion. DIGITAL PRODUCTS MAY BE DEEMED NON-REFUNDABLE ONCE ACCESS HAS BEEN PROVIDED. Physical goods may require return in original condition before any refund is issued. We reserve the right to deny refund requests, contest chargebacks, and limit or refuse future transactions in cases of suspected abuse or fraud.
9. Intellectual Property Rights
All content on the Website, including but not limited to text, graphics, branding, design, and products, is owned by or licensed to us and protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited and may result in legal action.
10. Digital Product License
All digital products are licensed, not sold. Subject to your compliance with these Terms, you are granted a limited, non-exclusive, non-transferable, revocable license to use such products for personal or internal business purposes only. YOU MAY NOT RESELL, REDISTRIBUTE, SUBLICENSE, SHARE, OR OTHERWISE MAKE THE PRODUCTS AVAILABLE TO THIRD PARTIES, NOR MAY YOU CLAIM OWNERSHIP, USE THEM IN A COMPETING SERVICE, OR MODIFY AND RESELL THEM AS DERIVATIVE WORKS. Any unauthorized use constitutes a material breach of these Terms and may result in immediate termination of your license and potential legal action. We reserve the right to refuse or revoke licenses at any time.
11. Digital Product Delivery
Upon successful payment, digital products will be made available for download. Delivery is deemed complete once access is granted. We are not responsible for failure to download or access products due to user error, device issues, or internet connectivity problems.
12. No Warranty for Digital Products
Digital products are provided on an “as is” basis without any warranties, including compatibility with your system or error-free performance. You are responsible for determining suitability prior to purchase.
13. Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR RELIABILITY.
14. Informational Content Disclaimer
Content published on the Website may include personal opinions, commentary, or general informational material and does not constitute professional advice. Any reliance on such content is at your own risk.
15. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, REGARDLESS OF THE LEGAL THEORY ASSERTED.
16. Indemnification
YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD HARMLESS The Life and Times of Coleman Julius Hamilton and its affiliates from and against any claims, damages, liabilities, losses, or expenses arising from your use of the Website, your violation of these Terms, or your submitted content.
17. Termination
We reserve the unrestricted right to terminate or restrict your access to the Website at any time, for any reason, without notice or liability.
18. DMCA & Copyright Infringement Policy
We respect intellectual property rights and expect users to do the same. If you believe that content on the Website infringes your copyright, you may submit a notice including your contact information, identification of the copyrighted work, the location of the allegedly infringing material, a statement of good faith belief that the use is unauthorized, a statement under penalty of perjury that the information is accurate, and your signature. Upon receipt of a valid notice, we reserve the right to remove or disable access to the content and notify the responsible party. If you believe content was removed in error, you may submit a counter-notification including your contact information, identification of the removed material, a statement under penalty of perjury that the removal was mistaken, consent to jurisdiction, and your signature. We reserve the right to terminate access for repeat infringers.
19. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict-of-law principles.
20. Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms shall be resolved exclusively through binding arbitration. YOU AGREE TO WAIVE ANY RIGHT TO A JURY TRIAL AND ANY PARTICIPATION IN CLASS ACTION OR COLLECTIVE PROCEEDINGS.
21. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
22. Entire Agreement
These Terms constitute the entire agreement between you and us regarding the Website and supersede all prior agreements or understandings.
23. Contact
For any questions or concerns, you may contact us at thelifeandtimes@colemanjuliushamilton.com.